The right mortgage starts with understanding what matters to you.
Request a Consultation
Financing for your first home, your next move, or an investment property.
Review your income, down payment and timing before making an offer. Understand the information lenders need and the assessment required to move forward.
What we reviewYour financing position, documentation and purchase timeline.
Discuss your purchaseCompare your renewal offer, explore accessing equity, or review changes to your existing mortgage.
Review your lender’s offer alongside available alternatives. Compare the rate, flexibility and relevant costs of staying or switching.
What we reviewYour renewal offer, future plans and the implications of making a change.
Review your renewalExamine the costs and benefits of accessing equity or changing your mortgage, including applicable penalties, fees and the effect on repayment over time.
What we reviewThe amount needed, the cost of the change and the longer-term repayment plan.
Explore refinancingFinancing for self-employed clients and business owners, with a review of how income is earned and documented.
How you earn income matters to how your application is assessed. Review your income structure and available documentation to identify lending options worth exploring.
What we reviewHow your income is documented and what prospective lenders require.
Discuss your circumstancesAlternative and private financing may carry higher rates and additional fees. Eligibility and available options depend on the borrower, property and lender assessment.
We discuss your property plans, timing and financing needs. Jenny then explains what information is needed and the next steps for assessing your options.
Start with your objective, timing and any current mortgage or renewal offer. Supporting documents can be requested later through an appropriate secure process. Ask Jenny for the brokerage’s approved way to provide financial documents.
No. Financing remains subject to the lender’s review of your application, documentation, property and any conditions.
Relevant fees, compensation and borrowing costs are explained before you make a financing decision. Compare the full cost and terms, as well as the rate.
With your permission, relevant updates and next steps can be coordinated with the professionals involved in your transaction.
Yes. Start with the property’s location, intended use, financing objective and timing. Available options depend on the transaction and lender assessment.
Prefer to start with the numbers? Explore the mortgage calculator.
Through Mortgage Edge, Jenny considers participating lenders against your income, property and plans. Each option is assessed for cost, conditions and flexibility.
Banks and other institutions offering mortgages under standard income, credit and property requirements.
Lenders with different ways of assessing income and credit. Jenny weighs their requirements and costs against your circumstances.
Alternative and private financing may carry higher rates and additional fees.
Jenny helps prepare the application and explains the trade-offs between available options. Lender access does not guarantee approval.
Lender and product availability varies by application and province. Financing remains subject to lender approval.
Whether you're ready to move forward or simply considering your options, Jenny is here to help.