Mortgage EdgeOntario Brokerage Licence #10680

JENNY KOROTKYIMortgage Agent Level 2

Mortgage calculator.

Your payment and closing costs, together.

Illustrative Ontario homes among mature trees with a lake in the distance.
Ontario, outside Toronto
Where are you buying?

For Ontario properties outside the City of Toronto.

20.0% of purchase price

View estimate

Ontario registration is $85 per instrument before November 2, 2026, then $86.42. Confirm the date and fees with your lawyer.

Assumes all purchasers qualify. Ontario eligibility.

Adjust closing-cost allowances

Replace these illustrative budgets with your quotes, including applicable taxes. Government charges are calculated separately.

Owner-occupied resale purchase. The example interest rate is not a current offer.

Adjust figures

Ontario, outside Toronto

Estimated monthly payment

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Enter your purchase details to see your estimate.

Down payment + closing costs—

Total purchase cash budget, before subtracting any deposit or costs already paid. All figures in CAD.

Mortgage payments exclude property tax, home insurance and other ongoing housing costs. The example rate is not an offer. This estimate is not an affordability assessment or approval.

Mortgage amount
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Estimated closing costs

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Illustration for a standard owner-occupied resale with one or two residential units and a traditional down payment. Includes estimated mortgage insurance where applicable. Excludes foreign-buyer taxes, ongoing property costs and fees not entered. Lender approval and your lawyer’s closing statement determine the final amounts.

Rules checked October 14, 2026. Fees may change before closing. Payment & insurance assumptions · Closing-cost rules & sources.

Put the figures in context.

Jenny reviews the payment alongside the terms, costs and flexibility your plans require.

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